Fiduciary & Flat-fee only
Hourly consulting for DIY investors

Welcome to

We are dedicated to helping people reach their financial goals, to have peace of mind.

  • Five 401(k) Benefits Myths
    As a small business owner, do you think offering 401(k) is too costly and your business is too small? Thank again. Most of you cannot afford not to offer a retirement plan. Read Five 401(k) Benefit Myths Debunked on
  • 3 Questions for Calculating Small Business 401k Provider Fees
    (The following article is from, a low cost 401k provider.) Small businesses have a fiduciary responsibility to pay only reasonable 401k plan fees. The problem? Too many 401k providers bury their fees in complex disclosure documents. When 401k fees are hard…
  • Hidden Costs of 401(k) Plans
    Got a 401(k) plan? Great! But do you know how much you are paying in fees? (Hint: It's not easy for most people to find out exactly how much they are paying, which is why you need an advisor with fiduciary who…

Our services


For individuals who need initial help but can maintain their own accounts. No long-term contract or monthly service fees. Best for people who have steady income with simple long-term financial goals.


For individuals/business owners who need service on projects (retirement plan, insurance analysis etc.) for fixed fees. Once the project is set up, the owner(s) manage accounts. No long-term contract or monthly fees.


For people (individuals or business owners) who want comprehensive financial services that provide ongoing maintenance and monitoring. We will coordinate with your tax professional and/or legal advisor as needed.

Financial stability requires a strategy. Do you have one?

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